AI-Powered Financial Intelligence for Construction
Stop wrestling with messy job costs and manual draw tracking. OparFinance integrates with QuickBooks, bank feeds, and more to give your construction business a virtual CFO that understands subs, draws, and change orders.
The Construction bookkeeping problem
General-purpose accounting tools weren't built for construction. OparFinance was.
Messy subcontractor tracking
Subcontractor invoices pile up across jobs with inconsistent naming. OparFinance resolves vendor names automatically and maps every payment to the right job and cost code.
Draw billing headaches
Assembling AIA pay apps and tracking percentage-of-completion is tedious and error-prone. OparFinance auto-generates draw schedules from your job cost data.
Material cost overruns
Lumber, concrete, and steel prices change daily. OparFinance tracks material costs per job in real time and alerts you before budget overruns happen.
Built for construction teams
Every feature designed around how construction businesses actually work.
Draw Billing Automation
Generate AIA-formatted draw requests directly from your job cost data. Track percentage-of-completion across every line item.
Job Costing Intelligence
AI categorizes every transaction to the correct job and cost code. See real-time profitability per job, phase, and cost type.
1099 & W-9 Compliance
Automatically flag subcontractors approaching the $600 threshold. Track W-9 collection status and generate 1099s at year-end.
Material Cost Tracking
Track material purchases per job with automatic vendor resolution. Compare budgeted vs. actual costs and catch overruns early.
Change Order Management
Log change orders against jobs and see their impact on overall project profitability. Never lose track of approved scope changes.
Retainage & Lien Tracking
Monitor retainage held and released per job. Track preliminary notices and lien waiver deadlines to protect your cash flow.
Up and running in minutes
Three steps to smarter construction finances.
Connect Your Data
Securely link your accounting software or bank feeds in under two minutes. OparFinance syncs your chart of accounts, vendors, and transaction history automatically.
AI Categorizes & Resolves
Our AI engine recognizes merchants, assigns categories with confidence scores, and flags anything that needs human review. No more manual data entry.
Get Insights & Act
See real-time dashboards, health scores, and proactive alerts. Your virtual CFO, Fin, answers questions about cash flow, profitability, and more.
Ready to transform your construction finances?
Join hundreds of construction businesses that trust OparFinance to keep their books clean, categorized, and audit-ready.